Fixed Rate Loans

Product

Fixed APR
(Annual % Rate

Loan to Value
LTV%

Maximum
Loan Term

New Auto
2013 and newer

1.72% – 15.50%*

Up to 120%

Up to 120 months

Used Auto
2004 to 2012

2.22% – 16.00%*

Up to 120%

Up to 120 months

New Boat

3.72% – 17.25%*

Up to 110%

Up to 120 months

Used Boat

4.22% – 17.75%*

Up to 110%

Up to 120 months

New Motorcycle

1.97% - 15.50%*

Up to 110%

Up to 84 months

Used Motorcycle
2.22% - 15.75%*
Up to 110%
Up to 84 months
New ATV
3.72% - 17.25%*
Up to 110%
Up to 60 months
Used ATV
4.22% - 17.75%*
Up to 110%
Up to 60 months
New RV
4.72% - 18.00%*
Up to 110%
Up to 120 months
Used RV
5.72% - 18.00%*
Up to 110%
Up to 120 months
Share Secured
4.24%
Up to 120 months
Unsecured Signature
4.87% - 17.13%
   
GAP "Pay Day Alternative"
28.00%
 
90 Days

Advertised rates above include 0.50% automatic payment method rate reduction. Actual APR will be determined when a credit decision is made based on applicant(s)' credit worthiness, term, age of collateral (mileage not exceeding 125,000 miles), loan-to-value (LTV) based on N.A.D.A. Value Guide or dealer invoice, and payment method, and may be higher than the lowest rates advertised above. Your final APR may differ from your loan interest rate due to additional fees (such as a $25 document fee to refinance your Port of Seattle F.C.U. auto loan or a boat survey fee) that may be applicable. Assume you borrow $25,000 for an auto loan. The calculated APR on a 5-year loan with an interest rate of 5.05% would be 5.05% APR with monthly payments of $472.22.

RATES AND TERMS IN EFFECT AS OF May 12, 2014 AND ARE SUBJECT TO CHANGE WITHOUT NOTICE

 

 

 

 
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Equal Housing Lender: We do business in accordance with the Fair Housing Law and the Equal Credit Opportunity Act